You Earned your paycheck, Now protect it!!

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Short-term or Long-term disability insurance can replace part of your

income each week if you become too sick or hurt to work, or take

family medical leave to care for a child, spouse, or parent. KBColton Benefits

makes it easy to get a personalized quote in seconds and apply online

for affordable coverage in minutes.

Job Type/Occupational Classes Covered

• A) accountant, architect, computer programmer, clinical nurse, pharmacist, real estate agent
• B) day care worker, dentist & hygienist, graphic artist, physical therapist, hospital/surgical nurse
• C) carpenter, chef, electrician, farmer, landscaper, mechanic, personal trainer, plumber
• D) construction laborer, custodian, exterminator, firefighter, police officer, roofer, truck driver

Benefits can be used however you want. Take care of your family, cover out-of-pocket medical costs, pay your mortgage and other bills, replace lost income while on family medical leave — literally whatever you need.

 18 through 60 years (age nearest birthday)

Accident & Sickness and Accident-Only

• Up to $1,000/week for W2s; up to $600/week for 1099s (capped at 60% of income)
• 13 weeks, 26 weeks, 1 year, and 2 years

Accident & Sickness

• For 13 week benefit period: 0/7, 0/14, 7, and 14 day elimination periods
• For 26 week benefit period: 0/7, 0/14, 7, 14, and 30 day elimination periods
• For 1 year benefit period: 0/7, 0/14, 7, 14, 30, 60, and 90 day elimination periods
• For 2 year benefit period: 30, 60, and 90 day elimination periods

Accident-Only

• For 13 week benefit period: 0, 7, and 14 day elimination periods
• For 26 week benefit period: 0, 7, 14, and 30 day elimination periods
• For 1 year benefit period: 0, 7, 14, 30, 60, and 90 day elimination periods
• For 2 year benefit period: 30, 60, and 90 day elimination periods

Guaranteed renewable to age 65 or age 67, conditionally renewable to age 75